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About Us
Toma Makedonski
In 2006 attorney Tom Makedonski decided to hang a shingle on his own. After handling hundreds of clients for a small firm engaged in private practice with the areas of family and bankruptcy being the focus of the firm, Makedonski decided to go on his own and start the Law Office of Toma Makedonski (TMA) and focus on the practice of bankruptcy only.
Services
Bankruptcy and Unsecured Debts
Experienced Northwest Indiana Bankruptcy Attorney/ Serving Lake County, Cedar Lake, Crown Point, Dyer, East Chicago, Gary…
Chapter 7 Fresh Start Bankruptcy
Chapter 7 of the Bankruptcy Code also provides for “liquidation,” which means that the debtor’s property is sold, and the proceeds are…
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy offers “reorganization” or “payment plans” of your debts if you are a “wage earner” – which means if you…
Chapter 7 v Chapter 13 Bankruptcy
Declaring bankruptcy is a major decision that can have long-term negative effects on your finances and credit. It’s also a …
Bankruptcy Process
The long-term damage it can do to your credit is such that bankruptcy only should be considered as a last resort, after credit counseling…
Bankruptcy Basics
When you file for a chapter 7 bankruptcy, an order known as the automatic stay prevents most creditors from calling you…
Bankruptcy Myths
Most people have at least some wrong information about bankruptcy. Irrational fears often hold people back from utilizing…
Stop Creditor Harassment
Under the terms of the Fair Debt Collections Practices Act (FDCPA), debt collection agencies cannot engage in abusive…
Qualifying For Bankruptcy
Many people facing serious financial challenges who are eligible for bankruptcy protections decide not to apply because they fear…