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Required Documents

Required Indiana Bankruptcy Documents

You must collect a lot of financial documents before you can file bankruptcy. At a minimum, you’ll need your last two years of tax returns, last 60 days of pay stubs, and any statements or online printouts showing your bank account balances on your filing date. Other helpful documents include creditor statements, bills, letters from collection agencies or debt collectors, and bank statements from the last six to 12 months. The bank statements will help you figure out your average monthly living expenses.

In your bankruptcy papers, you need to list the names and addresses of everyone you owe and the amount you owe. This includes:

• Secured debts, like mortgages and car loans.
• Unsecured debts, like credit cards, medical bills, student loans*, and even personal/family loans.
• Priority unsecured debts, like alimony, child support, and tax debts. Even though priority unsecured debt usually doesn’t get discharged in bankruptcy, they still must be included on your forms.

To help you get or double-check the information about all your debts, it’s a good idea to request a copy of your credit report to help you with your bankruptcy paperwork. Just be sure to treat your credit report as extra information since not all debt gets reported to the credit reporting agencies. You can get a free copy of your credit report from each of the three consumer credit reporting agencies every 12 months. Affordable Northwest Indiana bankruptcy Lawyer Toma Makedonski offers free consultations via phone or zoom.